A clearer way to manage
a private-sale deposit.
Vaultly helps buyers and sellers manage private-sale deposits with clear terms and verifiable records. Funds are held under Stripe's regulated custody and released according to the agreed terms once both parties confirm completion.
Set the amount, terms and deadline, then send a secure request to your buyer.
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What Vaultly manages
What Vaultly manages — and what it doesn't
Vaultly is an Australian deposit-management platform for private sales. It helps buyers and sellers agree, verify and manage a deposit through clear terms and shared transaction records.
Vaultly does not process the full purchase price, manage the remaining balance, or act as an escrow service. Stripe holds the deposit under its regulated custody; Vaultly is not a bank and never takes custody of your money. The buyer and seller remain responsible for the underlying sale, the item, final payment and handover.
The Problem
Buying and selling online shouldn't feel risky.
But it does. Every day, Australians are losing money to fake deposits, fake receipts, no-show buyers, and sellers who disappear after taking a "holding fee".
Vaultly helps reduce that uncertainty — by keeping deposit records clear, verifiable, and tied to the agreed transaction outcome.
The Scale of the Problem
The problem is bigger
than people realise.
Lost to marketplace scams in Australia in 2024
In vehicle-related scam losses alone
Facebook Marketplace — now the top platform for scam activity in Australia
Scam reports rising double-digits year-on-year into 2025
Source: ACCC Scamwatch, Targeting Scams report. Figures shown are reported scam losses, not total marketplace transaction value.
Vaultly exists because this shouldn't be happening.
How It Works
Simple. Secure. Transparent.
Create a deposit request
Set your terms. Add your item. Send it to the buyer — all in seconds.
Buyer pays securely
Funds are held securely by Stripe until the deal is completed. Both sides see the same verified record.
Confidence for both sides
Clear deadlines, clear balances, no surprises. Both parties stay informed.
The App
See Vaultly in action
A clean, intuitive interface that makes secure deposits effortless for buyers and sellers alike.
Buying Dashboard
$29,000
$38,000
$22,500
Buying Dashboard
Payment Details
$999
$29,000
14 days
Payment Details
Selling Dashboard
$80
$71,000
Selling Dashboard
File Dispute
2023 Mazda CX-5
Naomi Frank
$999
Dispute Flow
The problem we set out to solve
Private sales should not begin with a leap of faith.
CONSOLVRA built Vaultly around a simple gap: buyers need a safer way to make a deposit, and sellers need confidence that a serious buyer has paid.
Vaultly keeps the first commitment clear and proportionate — agreed terms, verified records and Stripe-processed funds, without pretending to be a full-sale settlement service.
Security & Trust
Your safety comes first.
If a deal falls through, either party can raise a dispute. Vaultly reviews the agreed terms and evidence to help determine a fair outcome. See how disputes work.
Questions, answered
A safer way to make the first commitment.
Is Vaultly escrow?
No. Vaultly protects a smaller private-sale deposit during the decision phase. Stripe processes and holds the funds; Vaultly manages the agreed terms, verification and records.
What happens if the seller disappears?
The deposit stays held by Stripe rather than being sent directly to the seller. You can raise a dispute and provide the agreed terms and evidence for review.
When is the deposit released?
It is released to the agreed recipient when the transaction reaches the outcome recorded in the deposit terms and the required confirmations are complete.
How do refunds work?
If the agreed outcome is a buyer refund, the deposit principal is returned. Fees and any non-returned Stripe processing costs follow the terms shown before payment.
Why does Vaultly accept only Australian cards?
At launch, transactions are in Australian dollars and only cards issued by Australian financial institutions are eligible. Choosing Australia as a billing country does not change the card's issuing country.
How is this different from PayID or a bank transfer?
PayID and bank transfers send money directly and quickly, but do not create Vaultly's shared terms, evidence trail or agreed release path. Vaultly uses Stripe to process and hold the deposit.
What if there is a dispute?
Either party can raise a dispute. Vaultly reviews the agreed terms and relevant evidence while Stripe holds the deposit. Read the full process on our How disputes work page.
Is my money actually safe?
Stripe processes and holds the payment, while Vaultly verifies participants and records the terms. No payment system can remove every risk, so inspect the item and read the terms before paying.
Who pays the Vaultly fee?
The buyer pays the disclosed service fee and card-processing-cost recovery at the time of the deposit. See the pricing page for examples.
See the full pricing and dispute process.
Secure your next deal
with confidence.
Create your Vaultly account and send your first protected deposit request in minutes.
Vaultly is operated by Consolvra Services Pty Ltd (ACN 696 026 589).
Questions before you start? Visit our contact page.